Whether you are a sole proprietor or you own a company who employs hundreds of employees this is a strategy you will want to review. This strategy is a non-qualified plan and is completely discriminatory unlike the 401(k) plan you may offer currently.

Deferred Comp Plans, Pension Plans and 401(k) Plans for most company owners are a thing of the past. Today, more and more Employers, LLC’s, Hospitals, Medical Groups, Universities, Law Firms, Auto Dealerships, Manufacturers, Franchise Organizations, Public and Privately-owned Corporations are jumping on the bandwagon and making sure their KEY essential employees stay with them for years to come.

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PROBLEM:

• 78% of Business Leaders rate engagement & retention as a top concern.
• Failing to hire more great people impedes great performers from staying great.
• According to 2015 Tiny Pulse Survey, 23% of employees would leave for only a 10% raise.
• Only 31% of employees feel strongly valued.
• The average cost of replacing a key employee is 275% of their salary.
• Top 10 S&P 500 Companies Pension Plans are under funded by $225 billion-dollars

SOLUTION:

• Employers can recruit, retain, reward and retire select key employees using a unique premium finance structure.
• No cost to employee & little to no out-of-pocket for employer
• Provides employee tax-free income for LIFE
• Selective based
• Vesting period established by the company​

This proprietary Employee Retention and Retirement Plan is non-qualified, so the employer does not need to offer this plan to all their employees. Most companies use this plan to lock in their KEY essential “C” Suite Level employees which might include CEO, President, CFO, COO, CMO, any VP and any company that has National, Regional, General, Assistant General Managers as well as finance managers anyone they see as essential and could not afford to lose this person to one of their competitors. 

When a company has 50 or more key employees with incomes of $75K/yr. W-2 salary, 62 years or younger there is NO medical underwriting needed as this plan automatically becomes a Guaranteed Issue. If a company has 1-49 key employees, to qualify they must earn at least $75K/yr. W-2 salary, 62 years of age or younger and must be medically underwritten.

This proprietary retirement plan provides your key employees with two things no other retirement plan has to offer. 

1. A tax-free retirement income for LIFE upon retiring.
2. A multi-million-dollar death benefit paid to the beneficiaries tax-free. 

It is a retirement strategy that is too good not to offer key essential people. This Employee Retention and Retirement Plan is vastly changing the way Corporate America recruits, retains, rewards and retires their key essential people.

With the economy doing so well financially and the unemployment rate being at its lowest level in history, companies are seeing some of their long-time employees and corporate executives and professors jumping ship and going to work for their competitors for a mere 10-15% pay raise. If these corporate owners or even universities want to protect themselves from this sort of thing from happening they will need to offer their key people something more than just a matching 401(k) Plan or a ping-pong table in the break room.

This is where an Employee Retention and Retirement Plan like the one we are sharing with you today comes into play. Employees, Executives and/or Professors would never think about leaving their current position to go to work for their competitors because they would never receive a retirement package like this anywhere else.

If a company or university can save one or two key people from leaving each year it could mean tens of thousands in savings. Imagine over the next 10 to 15 years if your organization didn’t lose one KEY person to a competitor. This plan is designed not only to help retain and retire their key people but in doing so it will increase revenue streams, efficiency in workflow and boosts company morale.

The Employee Retention and Retirement Plan offers key essential employees, executives and professors a secure financial future because it provides them with a retirement strategy where they will receive a TAX-FREE INCOME, upwards to 3-times their annual salary for the rest of their LIFE and be able to leave a LEGACY of hundreds of thousands upwards to millions of dollars to beneficiaries all for little to NO out of pocket cost on the companies behalf.

The Employee Retention and Retirement Plan will allow companies and universities to:

• Recruit the best people into their organization
• Retain KEY select employees for years to come
• Retire KEY select employees with up to 4x their annual income!
• Provide a tax-free retirement income for life
• Provide a multi-million-dollar death benefit to the company/and or employee heirs
• Little to NO out-of-pocket cost to company
• No ERISA restrictions to follow (non-qualified program)
• Company sets their own vesting period
• Implement Plan/add key participants anytime during the year
• Boosts company morale 

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Do you think offering key employees a tax-free lifetime retirement income of 1-3 times their salary along with a large 5-6 & 7-figure death benefit would retain more of them long term?

The Employee Retention and Retirement Plan affords you an unmatched industry advantage for employee recruiting, rewarding, retention, and retirement. 

It is important to note that the company takes on ZERO debt with this proprietary employee retention and retirement plan. Your company’s balance sheet remains balanced.